Why you should get pet insurance for 2024

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By applying for pet insurance now you can easily complete the mandatory waiting period and be ready to use it in January.

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December is a time to reflect on the past 12 months while also looking forward to the start of the new year. This thinking can take many forms and, for some, may involve taking a hard look at your financial situation. While there are likely to be some places in 2023 where the money could have been better spent, there are also some opportunities to change course in 2024. For many pet owners, this can involve turning. Pet insurance For their dog or cat.

Pet insurance Can provide valuable financial protection for owners and medical protection for their beloved friends. In exchange for a minimal fee to the provider each month (often discount If paid annually), owners can secure coverage for veterinarian visits, treatments and even certain medications and procedures. Pet insurance can be worth it for a number of reasons but can be especially valuable around the New Year. Below, we’ll break down why that is.

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Why you should get pet insurance for 2024

Here are three reasons why you should get pet insurance for 2024.

Pet care costs are on the rise.

Pet care expensesAs with most things, it seems to have only increased in recent months and years. The average cost per year for a dog is about $1,400 and for cats is about $1,200. Reports Published earlier this year. With this information, it’s understandable that owners would want to reduce the amount they pay out of pocket.

Fortunately, with pet insurance, they can. Pet insurance covers many issues and there are several. Types of policies From accident-only policies to more comprehensive coverage to choose from.

There will be a pet insurance policy. compensation Owners pay for services when they are rendered, providing some critical support when needed most. Not sure if this makes sense for you? Just add up the costs you’re currently paying for care versus what the policy could potentially be and see where the savings lie. You might be surprised to hear the answer..

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It would just be more expensive (and less helpful).

Pet insurance doesn’t age like fine wine. In fact, it’s only that much more expensive and less comprehensive when you wait to apply it to your pet’s life. An older pet is considered less healthy and thus more risky to insure. This risk is transferred to owners in the form of higher monthly and annual premiums.

But the care will also be less good than if you applied earlier. This is because pet insurance companies do not cover it. Pre-existing conditions. And yours Dog or Kate These diseases are more likely to develop later in life, thus reducing their coverage options.

In short: If you know you want pet insurance, apply now in December 2023. Every calendar year you wait will make the policy more expensive and less helpful.

There is a waiting period.

So you know that pet care costs are going up and you know that, if you wait, the policy will only be more expensive and less comprehensive. But there’s a third reason why you should get a policy for 2024 — mandatory Waiting period. All pet insurance providers require applicants to complete this period (usually a few weeks) before their coverage begins. Such, If you wait to apply until your pet is sick or injured. You likely won’t get the care you need when you need it most.

By applying now, however, while your dog or cat is still as healthy as possible, you can more easily complete the waiting period and start the new year with a fully functioning and available sturdy pet. Can do with an insurance plan.

Get started here today.!

The bottom line

Pet insurance can be a valuable financial resource for millions of pet owners at any time of the year, but it can be especially beneficial before the New Year. This can quickly help with rising pet care costs and, by acting quickly, you can be better positioned for comprehensive care for your pet at a more reasonable cost. And you’ll be able to complete the mandatory waiting period that all providers include in their plans. Plus, you’ll be better equipped to deal with the inevitable slips, slides, and injuries that Winter brings pets..

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